Introduction

HarborPension.com ("Harbor") wants you to understand your privacy rights and how we use and protect your privacy on our site. This privacy policy ("Privacy Policy") details our collecting, use, and disclosure of your personal information and is incorporated into the Terms of Service Agreement.

HarborPension.com may collect, use, and disclose your personal information only to the extent described in this Privacy Policy.

Information Collection



We collect the following categories of information when a visitor enters the Service or Site: (1) IP address, (2) domain servers, (3) type of device used to access the Site, (4) types of web browsers (collectively "General Data"). Such information does not identify you as an individual. HarborPension.com uses general Data for general marketing purposes and to help enhance customer experience on the Site.

In other instances, for you to access services that we offer on the Site, we may collect information that can identify you as an individual ("Personally Identifiable Information").

"Personally Identifiable Information" means any information which can be used to identify an individual, and may include, but is not limited to, name, social security number, email address, postal or other physical address, legal status, health or financial information, telephone number. We may collect, or you may be asked to provide, some or all of following Personally Identifiable Information when you use the Services: first name, last name, phone number, location, zip code, social security number, date of birth, billing address, email address, credit card and/or other payment information, and telephone number. We endeavor to limit our requests for Personally Identifiable Information to information we believe is reasonably necessary to achieve our purposes. Any Personally Identifiable Information received in communication or in material you transmit to the Services by electronic mail or otherwise are and will be treated in accordance with this Privacy Policy.

We use some types of demographic data that does not identify you individually, but may highlight particular features of your demographic and how you interact with the services. We may use your Contact Information (email, phone, etc.) to share with you information and promotions regarding our products or to contact you regarding the Service or to respond to an inquiry or request you may have made.

Any information you post on the website, or where information is meant to be publicly viewed, may result in that information becoming available to the general public, so please exercise discretion.

Contact Information Disclosure

You have choice over whether to provide us with Contact Information during your use of the site. If you choose not to provide Contact Information there are some portions of the site that you will be unable to access.

Confidentiality, Security of Information

We will not share your Contact Information with third parties except as detailed in this Privacy Policy or if forced to do so by force of law or in protection of rights and property of Harbor Inc. or a third party, or to enforce the Terms of Service.

Disclosures

We may provide your Contact Information and Personally Identifiable Information to third parties with whom we work to provide services on the site or whom we believe could be helpful to your interest in financial and insurance products. Third parties with whom we share information may or may not be located in the U.S.. No third party will have an independent right to share your information.

Limits to Your Privacy

We are not in control of or responsible for the privacy policies of other sites, including those sites accessed through links from our Site or Services. It is your responsibility to be aware of the privacy policies of each site you visit and to only engage with those sites who’s policies you understand and agree to.

California Privacy Rights

California residents who provide PII in obtaining products or services for personal, family or household use are entitled, upon request, to obtain information about the customer information we shared, if any, with other businesses for their own direct marketing uses. This request may be made once per year and would look back to the prior calendar year to the year in which the request was made.

To get this information you will need to send an email message to info@harborpension.com, with "California Privacy Information Request" in the subject line of your message. We will reply to your email address with the relevant information covered by the pertinent California state statues.

Child Privacy

We do not intend to collect personally identifiable information from children under 13 years of age. If a child provides us with personally identifiable information, a parent or guardian of the child may an email to info@harborpension.com, with "Removal Request for Child Information" in the subject line and the name and age of the child in the body of the message. After receipt of this message we will make an effort to delete the child’s PII from any of our storage databases where it may be stored.

Opting Out

At any time, you may stop the delivery of future promotional emails from us by going through the instructions detailed within each promotional email itself.

Updates, Questions

You may contact us at info@harborpension.com to discuss this Privacy Policy or other elements of the Site or Service about which you have questions. Your personally identifiable information can be corrected or updated by re-registering or updating your profile or by contacting us to do so for you.

You may also contact us by mail at the address below:
Harbor Inc.
113 E 18th St., Apt #2
New York, NY